How we protect
your money
Your security isn't a feature — it's the foundation everything else is built on. Multiple layers of protection work together so you never have to worry.
Six layers of defense
Every transaction passes through multiple independent security systems before it's approved.
256-bit AES Encryption
All data at rest is encrypted using AES-256, the same standard used by governments and military organizations worldwide. Data in transit is protected with TLS 1.3.
Biometric Authentication
Face ID, Touch ID, and fingerprint authentication add a physical layer of security that can't be phished or stolen. Every sensitive action requires biometric confirmation.
PCI DSS Level 1
We maintain the highest level of PCI compliance — Level 1 — meaning we undergo annual on-site audits by a Qualified Security Assessor and quarterly network scans.
AI Fraud Detection
Our machine learning models analyze every transaction in real time, scoring risk across 150+ signals — device fingerprint, location, velocity, behavioral patterns, and more.
SOC 2 Type II Certified
Our infrastructure, processes, and controls are independently audited against the SOC 2 trust criteria for security, availability, processing integrity, and confidentiality.
Zero-Knowledge Architecture
Sensitive credentials are never stored in plain text. We use hardware security modules (HSMs) and tokenization so your card numbers never touch our servers.
Always-on protection
From infrastructure to incident response, every layer is designed to keep your accounts and data safe.
Real-Time Fraud Alerts
Instant push notifications for suspicious activity. Freeze your account with one tap from anywhere in the world.
Redundant Infrastructure
Multi-region deployment across geographically distributed data centers with automatic failover. 99.99% uptime SLA.
DDoS Protection
Enterprise-grade DDoS mitigation powered by Cloudflare, absorbing attacks of up to 100+ Tbps without affecting your service.
24/7 Security Operations
Our Security Operations Center monitors threats around the clock. Security incidents are triaged and responded to within minutes.
Regular Penetration Testing
We engage third-party security firms to perform penetration tests quarterly, with results reviewed and remediated within 72 hours.
Deposit Protection
Funds held in PaySafer are safeguarded in segregated accounts at licensed banks, separate from our operating capital, in compliance with applicable financial regulations.
Certifications & compliance
We don't just claim to be secure — we prove it through independent audits and globally recognized certifications.
PCI DSS Level 1
Payment Card Industry
SOC 2 Type II
Service Organization Controls
ISO 27001
Information Security Management
FinCEN Registered
Financial Crimes Enforcement
GDPR Compliant
EU Data Protection
AML/KYC
Anti-Money Laundering